Surviving Difficult Times
During difficult economic times Monterey Public Library is here for you. We hope this page of Internet resources will serve as a starting point for anyone in need of help. There are many local agencies that offer a wide range of assistance. For more information and resources, Ask a Librarian.
Housing and Foreclosures
- Monterey County Housing Alliance
Counseling services for home owners and more - Guide to Avoiding Foreclosure (HUD)
Resources for keeping your home from foreclosure - Avoiding Foreclosure: California
Information on California regulations and legal assistance - California Consumer Home Mortgage Information
Complete guide to mortgage resources in California - CalHFA - Foreclosure Avoidance
How to contact banks and lenders if you are struggling with payments - Rural Community Assistance Corporation
Home and necessities support for those who live in rural communities - Foreclosure Info for California
Foreclosure answers from LawHelpCalifornia
For Renters
- Housing Advocacy Council of Monterey County
Emergency assistance for renters - Salvation Army Monterey Peninsula Corps
Help for families transitioning into permanent housing - Conflict Resolution and Mediation Center of Monterey
Resolving issues between landlords and renters
Job Web Links

- Monterey Employment Development Department
File for disability, unemployment, get job training, or research the job market - Monterey Peninsula Chamber of Commerce
Connect with Monterey's business community - Monterey County Human Resources
Jobs with Monterey County - City of Monterey Human Resources
Jobs with the City of Monterey - One Stop Center Monterey
Employment services for all in Monterey County - Score
Resources for small business
Resume Links
- How to Write a Resume.org
Tips for cover letters, resumes, job hunting, and interviews - Resume - Resource: Resumes and Cover Letters
Cover letter and resume guides and templates - Best Resume.com
Resume and interview tips
Ways to Save Money

- KSBW's Smart Savings
One-stop economic survival guide - 75 Painless Ways to Save Money
Ideas for managing expenses - Save Money on Groceries
Tips for reducing food costs - Save Money on Gas
How to drive smarter and plan trips ahead - Save Money on Utilities
Quick ways to cut electricity, heat, and water use - Save Money While Paying Your Bills
Strategies to keep your payments under control - Maria Shriver's We Connect
Connecting Californians to services for which they may be eligible
Financial Planning

- Financial Planning from AARP
Tools for budgeting, investing, and retirement planning - Saving For College
Tools for comparing savings plans and college costs - MyMoney.gov
Financial education resources for all Americans - Financial Facts Toolkit from the Securities and Exchange Commission
Worksheets and other tools for saving and investing - Smart Money.com
The popular magazine's companion web site
Meeting Basic Needs

- Shelter Outreach Plus
A single point of entry for people in crisis - Food Bank for Monterey County
Information on emergency and supplemental food distribution - Dorothy’s Place
A resource for daytime shelter, referral services, meals, and clothing - Seaside Family Health Center
Information on medical care services, health education, and disease prevention - Mental Health & Substance Abuse Recovery
Lists programs for youth and family services throughout Monterey County - Monterey County 211 Web Site
Connect to local information about critical health and human services. If you need to know where to go for help but don't know who to call, start with 2-1-1. - United Way of Monterey County
Connects those who can give with those who need it. - Coalition of Homeless Services Providers | Home Collection of services for homeless in Monterey County.



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